Estimate transfer duty on a property purchase across any Australian state or territory.
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Transfer duty — widely known as stamp duty — is a state and territory tax charged on the purchase of property. Every jurisdiction sets its own rate schedule, which means the duty on a $750,000 purchase in Queensland can be materially different from the same purchase in New South Wales or Western Australia. The calculator above applies the current published schedule for each state and territory, so you can compare the cost across locations before you commit.
The calculation is generally based on the purchase price, not the market value, though some states also consider the assessed land value for certain property types. Marginal rate schedules are common — meaning each dollar above a threshold is taxed at the applicable rate for that band, similar to income tax. Most states also apply a separate foreign buyer surcharge on top of the standard duty for purchasers who are not Australian citizens or permanent residents.
Transfer duty is typically payable at or before settlement, and your conveyancer will incorporate the amount into their settlement figures. For first home buyers, partial or full exemptions may reduce or eliminate the duty — use the First Home Buyer Eligibility Checker to explore those scenarios. For a plain-English guide to how duty works nationally, see our article Stamp duty: state-by-state guide for Australian buyers.
Transfer duty is calculated by applying a marginal-rate schedule to the purchase price. Each state and territory sets its own brackets, so the same price produces a different duty figure depending on where the property is located. The calculator above applies the current schedule for each jurisdiction.
Yes. Some states apply a reduced rate or concessional schedule for owner-occupiers, and a foreign buyer surcharge applies in most jurisdictions. First home buyers may qualify for a full or partial exemption — use the First Home Buyer Eligibility Checker for those scenarios.
In most states, transfer duty is assessed and payable at or before settlement — typically within 30 days of the contract date, though the exact deadline varies by jurisdiction. Your conveyancer will calculate the amount owing and arrange payment as part of the settlement process.
Yes. Most states offer concessions or exemptions for first home buyers, owner-occupiers buying below certain thresholds, and certain off-the-plan or new-build purchases. The exact rules, price caps and eligibility criteria differ by state and are updated periodically. Always confirm the current position with the relevant state revenue office or your conveyancer.
General information from AgentBridge, a property distribution business. It is not financial, legal or taxation advice. Confirm transfer duty with the relevant state revenue office before relying on any figure.